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Continuing Education, Inc.
University at Sea®
5700 4th St. N.
St Petersburg,
Florida
33703
Stress Free - Our Cruise Conferences provide a unique, relaxing learning environment.
Family Friendly - Our cruises are fun for the entire family. You will never run out of things to do!
Medical Ethics and Legal Medicine
7-Night Eastern Caribbean Cruise Conference
Round-trip Miami, Florida
November 18 - 25, 2018
This conference has already sailed, but that doesn't mean you have to miss the boat! Click here to see our complete schedule of upcoming programs.
14 AMA PRA Category 1 Credit(s)™
14 CE Credits
14 Contact Hours
CLE may be available
2 Hours of Pharmacology for NPs
Course Fees:
$895 for Physicians, Attorneys, Psychologists, Doctors of Pharmacy & Dentists
$695 for Physician Assistants, Nurse Practitioners
$495 Nurses, Residents, Students & Others
BIAS FREE CME - No Commercial Support was provided for this CME activity.
IMPORTANT NOTE: All conferees, their families, and guests must book their cruise within the CEI meeting group through Continuing Education, Inc./University at Sea® at 800-422-0711 or by registering online. This ensures our company can provide conference services and complimentary social amenities to all meeting participants and their guests. Thank you for your cooperation.
Target Audience
Physicians, Nurses, Nurse Practitioners, Physician Assistants, Psychiatrist, Psychologists, Attorneys,
Program Purpose / Objectives
LEGAL MEDICINE & MEDICAL ETHICS
14 Hours CME (2 Hours Ethics)
CLE, Dental and Nursing Contact Hours
14 Hours CME (2 Hours Ethics)
CLE, Dental and Nursing Contact Hours
- ETHICS & BIOETHICS 1 Hour
- Bioethics, Professionalism, and Communication
- Fetal Interests, Abortion and Stem Cell Research
- REGULATION OF MEDICAL PRACTICE - Overview of Federal and State Laws 1 Hour
- Licensing, Credentialing, Privileging and Impairment Issues
- HIPAA, EMTALA, and Other Federal Mandates
- Affordable Care Act and Accountable Care Organizations
- Fraud and Abuse and Criminal Negligence
- ELECTRONIC HEALTH RECORDS (EHR) versus ELECTRONIC MEDICAL RECORDS (EMR) 1 Hour
- Current State of Implementation of Health Information Technology (HIT)
- Meaningful Use Stages I, 2 (2014) and 3 (2016)
- Electronic Informed Consent
- EHR Malpractice Liability
- END-OF-LIFE DECISIONS - Ethical and Legal Issues 1 Hour
- The Dying Process
- Classification of Euthanasia
- Physician Aid in Dying and Hospice Care
- Determination of Death
- FEDERAL AND STATE REGULATION OF PAIN MANAGEMENT 2 Hours
- Controlled Substances Act Standard of Pain Treatment
- REMS (Risk Evaluation and Mitigation Strategy) Program
- Monitoring Programs and Disposal of controlled substances
- Pain Management State Guidelines, Laws and Rules
- Addiction, Death and Pain Malpractice
- MEDICAL AND FORENSIC EXPERT WITNESS AND TESTIMONY 1 Hour
- Federal and State Rules of Evidence Governing Expert Witnesses
- Deposition of Expert Witness
- Direct and Cross Examination of Expert at Trial
- Daubert Challenges of Experts
- OFFICIAL DISABILITY GUIDELINES AND AMA GUIDES IN WORKERS COMPENSATION AND NON-OCCUPATIONAL INJURIES 2 Hours
- Evidence Based Medicine
- Official Disability Guidelines
- Rating Impairment under AMA Guides
- Return to Work Guidelines
- PROFESSIONAL MEDICAL LIABILITY & NURSING MALPRACTICE 3 Hours
- American Law and Judicial Process
- Medical Negligence: Causes, Prevention and Defenses
- Spoliation of Evidence in Medical Records
- Capacity, Competency, Informed Consent and Informed Refusal
- Liability of MCOs, ACOs, Hospitals, CRNAs, Nurses, PAs and Nurse Practitioners
- Malpractice Case Presentations
- MEDICAL MALPRACTICE MOCK TRIAL 2 Hours
- MOCK TRIAL: Never Event Medical Error
Conference Sessions generally take place on days at sea (as itinerary allows), giving you plenty of time to enjoy your meals, evenings and ports of call with your companion, family and friends.
Questions? Call us at 800-422-0711.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
Faculty
S. Sandy Sanbar, MD, PhD, JD
S. Sandy Sanbar was born in Haifa, Israel. He earned a BS (with Distinction) in Biology and a M.D. (with Distinction) at the American University of Beirut in Lebanon. He did a Residency in Internal Medicine at the Oklahoma University Health Sciences Center, and earned a PhD in Biochemistry at the University of Oklahoma, while working as a Cardiovascular Research Trainee, Oklahoma Medical Research Institute in Oklahoma City. He completed his Residency in Internal Medicine at the University of Michigan Medical Center, Ann Arbor, Michigan, before becoming a Postdoctoral Cardiovascular Fellow then Research Cardiovascular Associate of the Ontario Heart Foundation and Clinical Assistant in the Department of Internal Medicine, at the University of Toronto, Ontario, Canada.
Dr. Sandbar returned with his family to Ann Arbor, Michigan, as a United States immigrant, served as a Cardiovascular Fellow of the Michigan Heart Association and an Instructor in Internal Medicine, then Advanced Cardiovascular Research Fellow of the American Heart Association and Assistant Professor, Hypertension Unit, Department of Internal Medicine, University of Michigan Medical Center, Ann Arbor, Michigan. His J.D. degree is from Oklahoma City University.
He was inducted in the U.S. Army Medical Corps as a Captain and was promoted to Major, while at Fitzsimmons General Hospital, Denver, Colorado. Finally, Sanbar was promoted to LT. Colonel while serving in the U.S. Army Medical Corps, U.S. Army Hospital, Danang, Vietnam. He was awarded a Bronze Star Medal for his efforts in Vietnam prior to being Honorably Discharged on July 4, 1970.
Since 1970's, he has practiced in Oklahoma City both as an Attorney at Law and Specialist in Internal Medicine and Cardiology. Sanbar is a Past President of the American College of Legal Medicine (1989-1990) and he has received numerous Awards, including Gold Medal Award (2000) and Distinguished Service Award (2007) of the American College of Legal Medicine. In 2007, he was elected as the Chairman of the American Board of Legal Medicine (ABLM), and President of the American Board of Medical Malpractice (ABMM). He is a Diplomate of both the ABLM and the ABMM. He performed Consultative Examinations (for 6½ years) then served as a Medical Consultant (2½ years) for the Department of Disability Services, Social Security Administration in Oklahoma City. Since March 2008, Sanbar has been in private practice in Oklahoma City.
Sanbar is a prolific author of over 200 articles, and author or editor of eleven Books. His books include Hyperlipidemia & Hyperlipoproteinemia; Medical and Hospital Law; Editor, LEGAL MEDICINE, seven Editions from 1987-2007; Editor. MEDICAL MALPRACTICE SURVIVAL HANDBOOK, 2007; and Editor, ABLM BOARD REVIEW EXAM & STUDY GUIDE, 2007. He publishes a monthly article for the LAW AND MEDICINE section of the Oklahoma County Medical Society publication, the BULLETIN. He is a member of the Oklahoma Bar, the Oklahoma County Bar, the Oklahoma State Medical Association and the Oklahoma County Medical Society. He is a State, National and International Lecturer on Legal Medicine and Medical Malpractice, and he generally serves as Seminar Program Chairman. He is married to Dorothy J. Sanbar, an Oklahoman, and has two children and three grandchildren.
Richard J. Kelly, MD, JD, MPH, FASA, FCLM
HS Clinical Associate Professor
Department of Anesthesiology & Perioperative Care
Health Policy Research Institute
University of California Irvine School of Medicine
Dr. Richard Kelly is a member of the medical faculty at the University of California in Irvine. As an undergraduate at Harvard University, Dr. Kelly studied theology and biochemistry. After graduation, he was awarded a full scholarship to study public health at the University of California in Berkeley. He then moved to Stanford University where he pursued dual professional degrees in Law and Medicine.
He completed his anesthesiology medical training (internship, residency, fellowship) at the University of California in San Francisco (UCSF) and after several years in private practice Dr. Kelly returned to academics. He teaches cardiothoracic anesthesiology at the university medical center and teaches a course in public policy for graduate students at the Health Policy Research Institute. His clinical interests focus on the anesthetic management of surgical patients with complex cardiothoracic diseases and his public policy research interests include the societal consequences of the Patient Protection and Affordable Care Act ("Obamacare"); the ethical and legal implications of physician fatigue; medical professionalism; opioid tolerance and addiction; and national trends in medical malpractice awards. He actively participates in the American College of Legal Medicine, the American Board of Legal Medicine, and the World Association for Medical Law.
S. Sandy Sanbar was born in Haifa, Israel. He earned a BS (with Distinction) in Biology and a M.D. (with Distinction) at the American University of Beirut in Lebanon. He did a Residency in Internal Medicine at the Oklahoma University Health Sciences Center, and earned a PhD in Biochemistry at the University of Oklahoma, while working as a Cardiovascular Research Trainee, Oklahoma Medical Research Institute in Oklahoma City. He completed his Residency in Internal Medicine at the University of Michigan Medical Center, Ann Arbor, Michigan, before becoming a Postdoctoral Cardiovascular Fellow then Research Cardiovascular Associate of the Ontario Heart Foundation and Clinical Assistant in the Department of Internal Medicine, at the University of Toronto, Ontario, Canada.
Dr. Sandbar returned with his family to Ann Arbor, Michigan, as a United States immigrant, served as a Cardiovascular Fellow of the Michigan Heart Association and an Instructor in Internal Medicine, then Advanced Cardiovascular Research Fellow of the American Heart Association and Assistant Professor, Hypertension Unit, Department of Internal Medicine, University of Michigan Medical Center, Ann Arbor, Michigan. His J.D. degree is from Oklahoma City University.
He was inducted in the U.S. Army Medical Corps as a Captain and was promoted to Major, while at Fitzsimmons General Hospital, Denver, Colorado. Finally, Sanbar was promoted to LT. Colonel while serving in the U.S. Army Medical Corps, U.S. Army Hospital, Danang, Vietnam. He was awarded a Bronze Star Medal for his efforts in Vietnam prior to being Honorably Discharged on July 4, 1970.
Since 1970's, he has practiced in Oklahoma City both as an Attorney at Law and Specialist in Internal Medicine and Cardiology. Sanbar is a Past President of the American College of Legal Medicine (1989-1990) and he has received numerous Awards, including Gold Medal Award (2000) and Distinguished Service Award (2007) of the American College of Legal Medicine. In 2007, he was elected as the Chairman of the American Board of Legal Medicine (ABLM), and President of the American Board of Medical Malpractice (ABMM). He is a Diplomate of both the ABLM and the ABMM. He performed Consultative Examinations (for 6½ years) then served as a Medical Consultant (2½ years) for the Department of Disability Services, Social Security Administration in Oklahoma City. Since March 2008, Sanbar has been in private practice in Oklahoma City.
Sanbar is a prolific author of over 200 articles, and author or editor of eleven Books. His books include Hyperlipidemia & Hyperlipoproteinemia; Medical and Hospital Law; Editor, LEGAL MEDICINE, seven Editions from 1987-2007; Editor. MEDICAL MALPRACTICE SURVIVAL HANDBOOK, 2007; and Editor, ABLM BOARD REVIEW EXAM & STUDY GUIDE, 2007. He publishes a monthly article for the LAW AND MEDICINE section of the Oklahoma County Medical Society publication, the BULLETIN. He is a member of the Oklahoma Bar, the Oklahoma County Bar, the Oklahoma State Medical Association and the Oklahoma County Medical Society. He is a State, National and International Lecturer on Legal Medicine and Medical Malpractice, and he generally serves as Seminar Program Chairman. He is married to Dorothy J. Sanbar, an Oklahoman, and has two children and three grandchildren.
Richard J. Kelly, MD, JD, MPH, FASA, FCLMHS Clinical Associate Professor
Department of Anesthesiology & Perioperative Care
Health Policy Research Institute
University of California Irvine School of Medicine
Dr. Richard Kelly is a member of the medical faculty at the University of California in Irvine. As an undergraduate at Harvard University, Dr. Kelly studied theology and biochemistry. After graduation, he was awarded a full scholarship to study public health at the University of California in Berkeley. He then moved to Stanford University where he pursued dual professional degrees in Law and Medicine.
He completed his anesthesiology medical training (internship, residency, fellowship) at the University of California in San Francisco (UCSF) and after several years in private practice Dr. Kelly returned to academics. He teaches cardiothoracic anesthesiology at the university medical center and teaches a course in public policy for graduate students at the Health Policy Research Institute. His clinical interests focus on the anesthetic management of surgical patients with complex cardiothoracic diseases and his public policy research interests include the societal consequences of the Patient Protection and Affordable Care Act ("Obamacare"); the ethical and legal implications of physician fatigue; medical professionalism; opioid tolerance and addiction; and national trends in medical malpractice awards. He actively participates in the American College of Legal Medicine, the American Board of Legal Medicine, and the World Association for Medical Law.
Accreditation
Accreditation: Continuing Education, Inc. is accredited by the Accreditation Council for Continuing Medical Education to provide continuing medical education for physicians.
Designation: Continuing Education, Inc. designates this live activity for a maximum of 14 AMA PRA Category 1 Credits™. Each physician should claim only the credit commensurate with the extent of their participation in the activity.
Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA) .
Canadian Physicians: This activity is eligible for Section 1 credits in the Royal College’s Maintenance of Certification (MOC) Program . Participants must log into MAINPORT to claim this activity.
US or Canadian Family Physicians: Please let us know if you require AAFP Prescribed Credits.
Physician Assistants: AAPA accepts certificates of participation for educational activities certified for AMA PRA Category 1 Credit™ from organizations accredited by ACCME.
Nurse Practitioners: can claim either ANCC Contact Hours or AMA PRA Category 1 Credits™ as needed.
Pharmacology credits are identified on individual activities.
Continuing Education, Inc. is accredited as a provider of continuing nursing education by the American Nurses Credentialing Center's Commission on Accreditation.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea or ANCC of any commercial products displayed or used with an activity.
Approval: Continuing Education, Inc. is approved by the American Psychological Association to sponsor continuing education for psychologists. Continuing Education, Inc. maintains responsibility for this program and its content.
Designation: As an organization approved by the American Psychological Association, Continuing Education, Inc. is offering this activity for a maximum of 14 hours of continuing education credit. Full attendance is required; no partial credit will be given for partial attendance.
This CLE activity has been approved for 16 hours by the Oklahoma State Bar. Course #98981. Some states may have reciprocal approval.
Questions? Call us at 800-422-0711.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
Cruise Itinerary
| DATE | PORT OF CALL | ARRIVE | DEPART |
|---|---|---|---|
| Sun Nov 18 | Miami, Florida |
- | 4:30 pm |
| Mon Nov 19 | *At Sea - Cruising Lectures 8:00am - 12 Noon |
- | - |
| Tue Nov 20 | *At Sea - Cruising Lectures 9:00am - 12 noon; 1:00pm - 4:00pm |
- | - |
| Wed Nov 21 | Philipsburg, St. Maarten |
8:00 am | 5:00 pm |
| Thu Nov 22 | San Juan, Puerto Rico |
7:00 am | 2:00 pm |
| Fri Nov 23 | Labadee, Haiti |
9:30 am | 6:00 pm |
| Sat Nov 24 | *At Sea - Cruising Lectures 8:00am - 12 Noon |
- | - |
| Sun Nov 25 | Miami, Florida |
6:15 am | - |
*Tentative course schedule, actual class times may differ.
Ports of Call
Miami, Florida (Embark and Debark) - Florida's "Magic City" is one of the world's most popular vacation destinations. And, Miami truly is "international" owing to its large Cuban exile population and its role as the de facto gateway between much of Central and South America and Europe. Here you can discover music, cuisine and culture that demonstrate the renewing power of the mixing of cultures. Plan to spend a night or two, before or after your cruise to really get a feel for its soul.
Night life in the city tends toward the high-end with ample opportunities to see Miami's cosmopolitan populace dressed to impress. Or experience the one-of-a-kind art deco district in South Beach (plenty of night-life there, too, of course).
Nearby, natural Florida can be experienced up close. Board an airboat and explore the Everglades, the "river of grass": and, yes, there will be alligators.
Labadee, Haiti - This tropical paradise, in an area reserved exclusively for Royal Caribbean and Celberity Cruises guests, features pristine beaches, walking trails and breathtaking vistas. Labadee is the perfect setting for parasailing, wave runners and the kayak tour, all readily available. Families can enjoy waterslides and an ocean floating "water park" (a kid-friendly "obstacle course" that's a lot of fun). Oh, and there's a great over-the-water zip-line and a gravity "coaster," too.
You can also find Hatiain arts and craftwork for sale by the artists.
Miami, Florida - Florida's "Magic City" is one of the world's most popular vacation destinations. And, Miami truly is "international" owing to its large Cuban exile population and its role as the de facto gateway between much of Central and South America and Europe. Here you can discover music, cuisine and culture that demonstrate the renewing power of the mixing of cultures. Plan to spend a night or two, before or after your cruise to really get a feel for its soul.
Night life in the city tends toward the high-end with ample opportunities to see Miami's cosmopolitan populace dressed to impress. Or experience the one-of-a-kind art deco district in South Beach (plenty of night-life there, too, of course).
Nearby, natural Florida can be experienced up close. Board an airboat and explore the Everglades, the "river of grass": and, yes, there will be alligators.
Philipsburg, St. Maarten - On an island under two flags (St. Martin/St. Maarten has been amicably shared by the French and the Dutch for almost 350 years), your cruise will dock on the Dutch side. There, you can sample the Dutch treats of Philipsburg: chocolate, cheese, delftware. There are, of course, lovely restaurants and bars lining the beautiful beach giving you ample opportunity to satisfy your appetite and "wet your whistle."
Or, take the short trip to the French side to shop for Parisian fashions and perfume or enjoy the more secluded beaches found there.
Or, take the short trip to the French side to shop for Parisian fashions and perfume or enjoy the more secluded beaches found there.
San Juan, Puerto Rico - In days of yore, the waters near Puerto Rico teemed with pirate ships commanded by the likes of Sir Francis Drake. Aye, they are long gone, but in their wake they have left an island of national treasures: La Casa Blanca, built in 1501 for the island's first governor, Ponce de Leon; the cobblestone streets of Old San Juan; the tropical rain forests of El Yunque.
Port tips from our blog
Our staff can assist you with all your travel arrangements.
Questions? Call us at 800-422-0711.We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
Allure of the Seas
IMPORTANT NOTE: All conferees, their families, and guests must book their cruise within the CEI meeting group through Continuing Education, Inc./University at Sea® at 800-422-0711 or by registering online. This ensures our company can provide conference services and complimentary social amenities to all meeting participants and their guests. Thank you for your cooperation.
Cruise Pricing
COMPETITIVE PRICING PROMISE: While we are not a 'cruise discounter,' we will match any price offered to the general public directly by the cruise line at the time of booking. In addition, we can offer the Cruise Line's lower non-refundable deposit rates.
Prices below are for the full cruise including meals and evening entertainment
Cruise Lines
STATEROOM DETAILS
PRICING
PER PERSON
PER PERSON
Crown Loft Suite -
This category is inclusive of our Royal Suite Class program:
- Exclusive Experiences: Your Royal Genie and Concierge craft moments just for you.
- Inclusive Amenities: Complimentary services and amenities make every last detail unforgettable.
- Unparalled Accommodations: Retreat to the most spacious luxury suites at sea.
Stateroom: 545 sq. ft. Balcony: 114 sq. ft.
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
Grand Suite (GS) - Bedroom area with two twin beds that convert to Royal King. Full bathroom with tub and two sinks. Living room with sofa that converts to double bed. Private balcony with seating area and private dining.
Sleeps up to 4.
Stateroom: 371 sq. ft. , Balcony: 105 sq. ft.
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
Junior Suite (J4) - Bedroom area with two twin beds that convert to Royal King. Full bathroom with tub. Sitting area with sofa. Private balcony. Also includes hair dryer, TV, radio, phone mini refrigerator and safe.
(287 sq. ft., balcony 80 sq. ft.)
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
OceanView Stateroom with Balcony (7D) Triple - Vast views of the landscapes, seascapes and skies are yours to enjoy from your private balcony. The image above is an approximation of this stateroom. Actual features may vary.2 twin beds (can convert to a Royal King, measuring 72.5 inches wide by 82 inches long)
Stateroom: 182 sq. ft., Balcony: 50 sq. ft.
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
OceanView Stateroom with Balcony (8D) - Vast views of the landscapes, seascapes and skies are yours to enjoy from your private balcony. The image above is an approximation of this stateroom. Actual features may vary.2 twin beds (can convert to a Royal King, measuring 72.5 inches wide by 82 inches long).
Stateroom: 182 sq. ft., Balcony: 50 sq. ft.
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
Central Park View with Balcony Stateroom (2J) -Two twin beds (can convert into queen-size), sitting area, and a private bathroom.It's your garden. It's your starlight string quartet. It's your perfect bit of ambience right outside your door.
Stateroom: 182 Sq. Ft. Balcony: 50 Sq. Ft.
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
OceanView Stateroom (2N) -Our Ocean View staterooms offer a gorgeous view, two twin beds and a private bathroom.(178.7 sq. ft.)
Call
800-422-0711
for Pricing
800-422-0711
for Pricing
Large Interior Stateroom (3V) Triple- Two twin beds (can convert Queen), private bathroom and sitting area. (150.7 sq. ft.)Call
800-422-0711
for Pricing
800-422-0711
for Pricing
Interior Stateroom (4V) - Two twin beds (can convert Queen), private bathroom and sitting area. (150.7 sq. ft.)Call
800-422-0711
for Pricing
800-422-0711
for Pricing
Prices are Per Person, Double Occupancy, Subject to change
Port Charges, Taxes & Fees $336.15
Deposit: $ 250 per person
Cancellation Policies vary by cruise line, destination and sailing date.
Please check with one of our cruise consultant for policies applicable to this cruise.
Important Note: Not all staterooms within each category have the same furniture configuration and/or facilities. Appropriate symbols within the rooms on the deck plans describe differences from the stateroom descriptions . All information is subject to change.
Deposit: $ 250 per person
Cancellation Policies vary by cruise line, destination and sailing date.
Please check with one of our cruise consultant for policies applicable to this cruise.
Important Note: Not all staterooms within each category have the same furniture configuration and/or facilities. Appropriate symbols within the rooms on the deck plans describe differences from the stateroom descriptions . All information is subject to change.
PRICING SUBJECT TO CHANGE: Although subject to change at any time, the listed prices are generally available up to about 90 days before sailing; at that time they convert to typically higher, market rates.
CANCELLATION PENALTY POLICY WILL APPLY: Cancellation policies vary by cruise line, itinerary and length of cruise. When reserving your stateroom, please review the policy applicable to this cruise with our staff. We strongly recommend Travel Insurance to cover the unexpected.
FUEL SUPPLEMENT: Cruiselines may implement a fuel surcharge depending on the price of crude oil.
Questions? Call us at 800-422-0711.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
TravelSafe.comPlease visit TravelSafe.com for travel insurance information.
Cruise Line cancellation policies are strictly enforced. For that reason, we urge all of our travelers to carefully consider whether travel insurance is a good value for them.
Certainly, if you have reason to think that "something might come up" that might force you to cancel, travel insurance is worth the cost of the premium. Examples we've seen in the past include ill or frail family members and changes in employment causing relocation.
If travel insurance is the right choice for you, we recommend TravelSafe. To visit their site and explore your options click here or on the link above. The cruise lines also offer travel insurance and we'd be happy to help you go that route if you'd prefer.