Review the various claim stakeholders-claimant, doctor, insurer, employer.
Identify causes of delayed recovery.
Identify primary, secondary and tertiary stages of prevention.
Focus on the key communication that is necessary to prevent injuries and delays in rehabilitation.
Methods are introduced to partner with your medical providers to achieve better outcomes.
Introduction to the AMA Guides
Identify proper reference standards to impairment
Know the differences between impairment and disability
Gain a selective knowledge of impairments for different organ systems
Disease and Injury Causation
Understand general causation principles
Review causation as it applies to multiple Internal Medicine systems with an emphasis on Cardiology
Recognize how some conditions could have an industrial component
Work Ability and Return to Work
Identify the types and sources of mixed messages sent to patients
Be able to articulate the negative health consequences of being placed out of work
Review specialty society statements on the return to work process
Know the generalized health benefits of working
Understand what are Risk, Capacity and Tolerance
Comprehensive Cardiovascular Evaluation
dentify proper testing for cardiovascular evaluation.
Compare the results of diagnoses and testing with recommended impairment evaluation.
Review the traditional and non-traditional risk factors for cardiovascular conditions.
Raise awareness of the impacts of stress on cardiovascular outcomes.
Psychometric Questionnaires
Psychological issues related to workerÃâs relationship to the employer, co-workers, or family can have a profoundly complicating effect on return to work.
Learn about questionnaire based techniques to identify these subtle and complex psychosocial issues.
The participant will walk away with useful questions, their interpretation and be able to implement a more structured approach in their office to patients with pain and injury claims.
IMPORTANT INFORMATION
PLEASE NOTE: To attend the conference, participants must book their cruise accommodations through Continuing Education, Inc. This ensures we can provide full conference services and complimentary social amenities to meeting participants and guests. Participants' family and friends are welcome to book within our group allotment to take advantage of our typically excellent rates. Thanks for your cooperation. We look forward to welcoming you aboard!
BIAS FREE CME - No Commercial Support was provided for this CME activity.
Faculty
Mark H. Hyman, MD, FACP, FIAIME, FACOEM
Associate Clinical Professor of Medicine Emeritus, UCLA
Los Angeles, CA
Dr. Hyman is an internist with more than 30 years of experience and head of HymanHealth, which is located on the Westside of Los Angeles, California. A nationally recognized disability expert, Dr. Hyman provides medical-legal evaluations spanning the continuum of internal medicine for a wide variety of legal and insurance organizations. He has evaluated hundreds of workers’ compensation patients around the country, from NFL players to everyday workers, providing credible and thorough diagnoses, depositions and documentation, often using the state-of-science technology found in his office.
Dr. Hyman had served for 30 years as an Associate Professor on the clinical faculty at the University of California - Los Angeles (UCLA). He pursued medical school, internship, residency and fellowship at UCLA. Dr. Hyman is a highly sought-after lecturer, including being the keynote speaker for annual State level meetings. He has authored various medical-legal and internal medicine topics. He has served as editor for the Internal Medicine section of the Medical Disability Advisor, Fifth and Seventh Editions. Much of his work can be found in prestigious peer-reviewed journals including the Annals of Internal Medicine, the Journal of the American Medical Association, the Archives of Neurology, the American Family Physician, and the Journal of Occupational Environmental Medicine. Dr. Hyman is a chapter author and editor for numerous American Medical Association (AMA) books including: A Physician’s Guide to Return to Work, Guides to Disease and Injury Causation, Guides to Functional Capacity Evaluations, Guides Transition Book, Guides to Navigating Disability Benefit Systems, Guides 6th edition and accompanying Internal Medicine Workbook
Over the years, Dr. Hyman has been a member of the AMA, American College of Physicians and the American College of Environmental and Occupational Medicine. His FACP designation acknowledges that he is a fellow of the American College of Physicians and has served on the organization’s Governor’s Advisory Council. His FAIME designation recognizes that he is a Fellow of the International Academy of Independent Medical Examiners. He is past chair of the National Board of Directors for IAIME. Dr. Hyman has testified before the United States Congress as a national expert on disability issues.
Dr. Hyman has received acclaim for his contributions to the medical world. In 2009, WebMD selected Dr. Hyman for its annual "Health Heroes" award. In addition, the City of Los Angeles recognized his involvement with the LA Police Department related to developing police arrest procedures.
Accreditation
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 12 contact hours.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
In support of improving patient care, Continuing Education, Inc./University at Sea® is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.
Credit Designation for Physicians: Continuing Education, Inc. designates this live activity for 6 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.
Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA).
US or Canadian Family Physicians: Please let us know if you require AAFP Prescribed Credits.
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 6 contact hours.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
Royal College of Physicians and Surgeons of Canada:
Through an agreement between the Accreditation Council for Continuing Medical Education and the Royal College of Physicians and Surgeons of Canada, medical practitioners participating in the Royal College MOC Program may record completion of accredited activities registered under the ACCME’s “CME in Support of MOC” program in Section 3 of the Royal College’s MOC Program.
College of Family Physicians of Canada (CFPC) The College of Family Physicians of Canada (CFPC) has a reciprocal credit reporting agreement with the American Academy of Family Physicians (AAFP). Prescribed credits can be claimed as the equivalent number of certified credits, and Elective credits can be claimed as the equivalent number of non-certified credits.
Members of the CFPC may claim up to 50 credits per five-year cycle from Physician's Recognition Award (PRA) Category 1 credits. Any additional credits are eligible as non-certified credits.
Credit Designation for Pharmacists: This knowledge-based activity is approved for 6 hours of pharmacy continuing education credit.
Continuing Education, Inc. has been authorized by the American Academy of PAs (AAPA) to award AAPA Category 1 CME credit for activities planned in accordance with AAPA CME Criteria. This activity is designated for 6 AAPA Category 1 CME credits. PAs should only claim credit commensurate with the extent of their participation.
In support of improving patient care, Continuing Education, Inc./University at Sea® is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.
Credit Designation for Physicians: Continuing Education, Inc. designates this live activity for 8 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.
Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA).
US or Canadian Family Physicians: Please let us know if you require AAFP Prescribed Credits.
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 8 contact hours. Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
Royal College of Physicians and Surgeons of Canada: Through an agreement between the Accreditation Council for Continuing Medical Education and the Royal College of Physicians and Surgeons of Canada, medical practitioners participating in the Royal College MOC Program may record completion of accredited activities registered under the ACCME’s “CME in Support of MOC” program in Section 3 of the Royal College’s MOC Program.
College of Family Physicians of Canada (CFPC) The College of Family Physicians of Canada (CFPC) has a reciprocal credit reporting agreement with the American Academy of Family Physicians (AAFP). Prescribed credits can be claimed as the equivalent number of certified credits, and Elective credits can be claimed as the equivalent number of non-certified credits.
Members of the CFPC may claim up to 50 credits per five-year cycle from Physician's Recognition Award (PRA) Category 1 credits. Any additional credits are eligible as non-certified credits.
Credit Designation for Pharmacists: This knowledge-based activity is approved for 8 hours of pharmacy continuing education credit.
Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA).
US or Canadian Family Physicians: Please let us know if you require AAFP Prescribed Credits.
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 14 contact hours.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
At Sea - Cruising Lectures: 8:00 am - 12 Noon; 1:00 pm - 5:00 pm*
-
-
Sat Jan 12
Philipsburg, St. Maarten
8:00 am
6:00 pm
Sun Jan 13
San Juan, Puerto Rico
6:00 am
-
*Tentative course schedule, actual class times may differ.
PORTS OF CALL
San Juan, Puerto Rico
San Juan is one of the most rewarding and historically significant ports in the Caribbean, and its greatest asset is proximity. Your ship docks at the edge of Old San Juan, a 500-year-old walled city that is a destination in its own right. Forget the organized bus tours; this is a port best explored on foot.
Step off the ship and you are immediately immersed in the atmosphere of blue cobblestone streets and pastel-hued colonial architecture. Your primary objective should be exploring the two massive Spanish citadels that bookend the old city. Start with Castillo San Cristóbal, the largest Spanish fort in the Americas, then enjoy the scenic one-mile walk along the city wall to the iconic Castillo San Felipe del Morro, which has guarded the harbor entrance for centuries. The scale and preservation of these UNESCO World Heritage sites are genuinely impressive.
Beyond the forts, the joy of San Juan is in the wandering. Discover shaded plazas, artisan shops on Calle del Cristo, and the famous Fortaleza Street. For a taste of authentic Puerto Rican cuisine, find a local spot for *mofongo* (a savory dish of mashed plantains) or enjoy a classic piña colada at Barrachina, one of the bars that claims to have invented it. While the famous beaches of Condado and Isla Verde are an option, they require a taxi and can consume valuable time. For a port day, the tangible history, vibrant culture, and culinary delights within the city walls offer a more than fulfilling experience.
Basseterre, St. Kitts
St. Kitts offers a compelling look into the Caribbean's colonial past, anchored by one of the most impressive historical sites in the region. The main event here is the Brimstone Hill Fortress, a massive, astonishingly well-preserved British fortification and UNESCO World Heritage site. Known as the "Gibraltar of the West Indies," its cannons and stone walls command breathtaking panoramic views of the sea and neighboring islands. It’s a must-see for anyone interested in history or simply a spectacular viewpoint.
For a more relaxed perspective, the St. Kitts Scenic Railway offers a unique journey along old sugarcane lines, providing a leisurely tour of the island's coastline and villages. If a classic beach day is your goal, head to the southern peninsula. Here, beaches like Cockleshell Bay and South Friars Bay offer calm waters, soft sand, and a string of lively beach bars with excellent views of the neighboring island of Nevis.
Back in Basseterre, the town itself is a compact grid of colonial architecture, centered around the small but photogenic Circus. While the town is pleasant for a short stroll, the island's true treasures lie just beyond. St. Kitts delivers a rewarding day for those who prioritize history and natural scenery over extensive shopping.
St. John's, Antigua
St. John's is the vibrant gateway to Antigua, an island that offers a compelling blend of classic Caribbean leisure and significant British naval history. While the port city itself is a bustling hub of colorful colonial-era architecture and duty-free shopping at Heritage Quay, the island's true treasures require a short journey.
For anyone with an interest in history, the essential destination is Nelson's Dockyard. Located in English Harbour (a scenic 30-minute taxi ride), this meticulously restored 18th-century naval base is a UNESCO World Heritage Site and the only continuously working Georgian dockyard in the world. It’s a living museum where you can walk the same cobblestones as Admiral Nelson, explore the Dockyard Museum, and enjoy lunch at a waterside café. For a breathtaking perspective, arrange for your driver to take you up to the Shirley Heights lookout for one of the most iconic panoramic views in the Caribbean.
Of course, Antigua is legendary for its beaches. While the claim of 365 beaches is a charming piece of local lore, you only need one for a perfect day. Dickenson Bay is a popular choice, offering calm waters, beach bars, and water sports. For a more serene experience, ask a driver to take you to the powdery sands of Valley Church Beach or Ffryes Beach on the southwest coast.
Our advice: Plan your day. The best of Antigua lies beyond the immediate port. A pre-arranged taxi or a shore excursion is the most efficient way to experience the island's unique combination of historical depth and stunning natural beauty.
Castries, St. Lucia
St. Lucia stands apart from its Caribbean neighbors, defined by a dramatic, volcanic landscape rather than just its coastline. The island’s icons are the majestic Pitons, twin emerald peaks rising sharply from the sea—a UNESCO World Heritage site that forms one of the most breathtaking vistas in the tropics.
From the port in Castries, visitors face a pleasant choice, as the island’s prime attractions are geographically distinct. The quintessential St. Lucian experience lies to the south, near the town of Soufrière. Reaching it requires a commitment: either a winding, scenic drive of over an hour or a faster, highly recommended boat excursion. This journey rewards you with up-close views of the Pitons, a visit to the Sulphur Springs—the world's only “drive-in volcano”—and the chance to take a therapeutic mud bath in its mineral-rich pools.
For those preferring a more relaxed day closer to port, the areas north of Castries offer their own appeal. Marigot Bay, a stunning natural harbor framed by lush hills, is a short journey away and perfect for a quiet lunch with a view. Further north, Rodney Bay presents a more lively atmosphere with the beautiful expanse of Reduit Beach, waterfront restaurants, and shops. Nearby, Pigeon Island National Landmark provides a mix of military history, gentle hiking trails, and panoramic views of the coastline.
Closer to the ship, the Castries Market offers an authentic slice of local life with its vibrant stalls of spices, produce, and handmade crafts.
Bridgetown, Barbados
Barbados presents a polished and substantial Caribbean experience, anchored by its capital, a UNESCO World Heritage site. Historic Bridgetown and its Garrison offer a genuine sense of place, where British colonial architecture stands alongside vibrant Bajan life. The city core is compact enough to explore, with landmarks like the Parliament Buildings and the Careenage marina providing a backdrop that feels more like a historic town than a simple beach stop.
Beyond the city, the island's offerings are diverse. For a unique natural wonder, Harrison's Cave offers a stunning underground tram tour through crystallized limestone caverns. For a taste of the island's most famous export, a visit to the Mount Gay Rum Distillery provides both a history lesson and a tasting. Of course, the beaches are world-class. Just a short taxi ride from the port, Carlisle Bay is a magnificent crescent of white sand with calm, turquoise water, perfect for swimming and snorkeling over several shipwrecks teeming with marine life. For a more serene scene, the west coast, known as the "Platinum Coast," is lined with idyllic stretches like Paynes Bay and Mullins Beach.
Barbados is not a rugged, off-the-beaten-path destination; it is well-developed and organized. Taxis are plentiful and regulated (though it's always wise to confirm the fare beforehand). This makes it an excellent port for independent exploration, offering a rewarding balance of accessible history, natural beauty, and sophisticated relaxation.
At Sea - Cruising
Philipsburg, St. Maarten
St. Maarten offers one of the most distinct experiences in the Caribbean: the chance to visit two countries in a single day. Your ship docks in Philipsburg, the capital of the Dutch side (Sint Maarten), a bustling hub of activity. The town itself is built along a beautiful arc of sand, Great Bay Beach, with a lively boardwalk perfect for a stroll. This is the commercial heart of the island, known for its extensive duty-free shopping, particularly for jewelry, electronics, and local spirits like the iconic Guavaberry Liqueur.
For a complete change of pace, a short taxi ride transports you to the French side (Saint-Martin). Here, the atmosphere shifts to something more akin to the French Riviera. The capital, Marigot, offers a more relaxed vibe with chic boutiques, open-air markets, and charming bistros serving fresh croissants and coffee. For the food-focused traveler, a visit to Grand Case is essential; it’s widely regarded as the culinary capital of the Caribbean, with an impressive collection of world-class restaurants.
Of course, the beaches are a primary draw. While there are dozens to choose from, Maho Beach is a spectacle you won’t forget. It’s not a place for quiet relaxation, but for the unique thrill of watching massive jets land just feet above your head. For a more classic Caribbean beach day, Orient Bay on the French side offers a wide expanse of white sand and turquoise water. St. Maarten’s appeal lies in this choice—you can curate your day to be as high-energy or as relaxed as you wish.
Royal Caribbean's Freedom of the Seas
PLEASE NOTE: To attend the conference, participants must book their cruise accommodations through Continuing Education, Inc. This ensures we can provide full conference services and complimentary social amenities to meeting participants and guests. Participants' family and friends are welcome to book within our group allotment and take advantage of our typically excellent rates. Thanks for your cooperation. We look forward to welcoming you aboard!
Junior Suite with Balcony (J4)
Two twin beds that convert to Royal King, private balcony, sitting area (some with sofa bed) and private bathroom. Stateroom: 320 sq. ft. Balcony: 65 sq. ft.
1,529.00 per person
Call: 800-422-0711 and we'll find the best value for you.
Suite/DeluxeGrand Suite - 1 Bedroom (GS) Marble entry. Room has two twin beds that convert to Royal King, private balcony, sitting area and private bathroom with tub. Stateroom: 432 sq. ft. Balcony: 89 sq. ft.
Suite/DeluxeGrand Suite - 2 Bedrooms (GT) Two bedrooms with two twin beds that convert to Royal King (one room with third and fourth Pullman beds), a private balcony, two bathrooms and living area with double sofa bed. Stateroom: 616 sq. ft. Balcony: 208 sq. ft.
Suite/DeluxeJunior Suite with Balcony (J3) Two twin beds that convert to Royal King, private balcony, sitting area (some with sofa bed) and private bathroom. Stateroom: 320 sq. ft. Balcony: 65 sq. ft.
Suite/DeluxeOwner's Suite - 1 Bedroom (OS) Marble entry with door bell. Queen-size bed, bathroom with tub. Separate living area with a queen-size sofa bed. Stateroom: 622 sq. ft. Balcony: 160 sq. ft.
Suite/DeluxeRoyal Suite with Balcony (RS) Grand entrance with doorbell. Separate bedroom with king-size bed, and private bathroom with tub, private balcony with whirpool, living room with queen-size sofa bed and baby grand piano. Stateroom: 1633 sq. ft. and Balcony 257 sq. ft.
Suite/DeluxeOceanview Panoramic Suite (No Balcony) (VP) Two twin beds that convert to Royal King. Curtained section with bunk beds. Living area with double sofa bed, vanity and sitting area. One and a half baths with shower. Floor to ceiling wrap around panoramic windows, 76 inches high by 321 inches wide. Stateroom: 406 sq. ft.
Suite/DeluxeVilla Suite - 4 Bedrooms (VS) Two master bedrooms with baths. Two additional bedrooms, each with two Pullman beds and two twin beds that convert to Royal King. Two additional bathrooms with showers and a spacious living area with a sofa bed and dining table. Private balcony with dining area, lounge chairs and whirpool. 1,302 sq. ft. Balcony 845 sq. ft.
Oceanview Balcony with Balcony (6D)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 189 sq. ft. Balcony: 46 sq. ft.
919.00 per person
Call: 800-422-0711 and we'll find the best value for you.
BalconySpacious Oceanview with Balcony (1B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconyOceanview with Balcony (1D) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
BalconySpacious Oceanview with Balcony (2B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconyOceanview with Balcony (2D) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
BalconySpacious Oceanview with Balcony (3B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconySpacious Oceanview with Balcony (4B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconyOceanview with Balcony (5D) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
BalconySpacious Oceanview with Balcony (6B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Oceanview Stateroom (8N)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 180 sq. ft.
609.00 per person
Call: 800-422-0711 and we'll find the best value for you.
OutsideUltra Spacious Oceanview (1K) Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Stateroom: 358 sq. ft.
OutsideSpacious Panoramic Oceanview - Accessible (1L) Two twin beds that convert to Royal King. Double sofa bed. Vanity with sitting area. Private bathroom with shower. Floor to ceiling wrap around panoramic window, 76 inches high by 253 inches wide. Stateroom: 283 sq. ft
Interior Stateroom (4V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 256 sq. ft.
619.00 per person
Call: 800-422-0711 and we'll find the best value for you.
Interior Stateroom (6V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 150 sq. ft.
559.00 per person
Call: 800-422-0711 and we'll find the best value for you.
InsideSpacious Promenade View Interior (1Q) Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Stateroom: 340 sq. ft.
InsidePromenade View Interior (1T) A view of the Royal Promenade with bowed windows, two twin beds that convert to Royal King and private bathroom. Stateroom: 169 sq. ft.
Port Charges, Taxes & Fees of 251.53 are not included in the per person fares displayed above.
A deposit of 250.00 per person is due to reserve your stateroom.
3rd/4th in Stateroom - Please call to secure the best possible pricing
Cruise pricing is presented per person, based double occupancy of the stateroom, following industry practice. Pricing presented above is listed accordingly to allow easy comparison for the stateroom categories displayed. Our agents always provide 'total cost' pricing disclosing all particulars before you make any commitment.
COMPETITIVE PRICING PROMISE: We will match any price currently offered by the cruise line; this promise includes their short-term, promotional rates. As a value-added organizer of meetings at sea, however, we do not seek to compete with 'cruise discounters,' 'travel clubs,' or 'distressed inventory' sales operations.
PRICING SUBJECT TO CHANGE:
Because this sailing is departing soon, no fares are displayed above; Call us to request a quote of current, market-rate fares. Those fares, the same as offered directly by the cruise line, are subject to change at any time until held with a deposit or full payment of the fare. Market rates are capacity and revenue controlled, do fluctuate, and can be withdrawn without notice.
CANCELLATION PENALTY POLICY WILL APPLY: We recommend Travel Insurance to protect your investment from unexpected, late cancellations.
Cruise Cancellation Policy:Late Cancellation policies vary by cruise line, itinerary and length of cruise. When reserving your stateroom, please congirm the policy applicable to this cruise with one of our agents.
Course Fee Cancellation Policy: 30+ days before sailing date - 75% Refund ; 7-29 days before sailing date - 50% Refund; Less than 7 days before sailing date - No Refund
FUEL SUPPLEMENT: During periods of unusual oil price volatility, cruiselines may implement a fuel surcharge at any time prior to sailing.
Protect Your Trip with Allianz Travel Insurance
Allianz Travel Insurance plans can give you flexibility and support when your trip doesn’t go quite as planned. From unexpected flight issues to covered trip cancellations, travel emergencies, and more, travel insurance can help you manage unforeseen events that may impact your trip—giving you peace of mind from the moment you book your trip through your return home.
For an instant quote:
Simply provide a few short details about your trip
Whether you’re planning your next trip or you recently booked one, travel insurance can help smooth over many unexpected travel glitches—while putting your mind at ease, knowing you’re off the hook for covered expenses that could arise from them.
Allianz Travel Insurance plans can provide you benefits and professional support when a covered situation comes up before or during your trip. The following examples may qualify for benefits:
Cancelling your trip after unexpectedly becoming too sick to travel
Taking care of a sick or injured traveling companion
Having to end your trip early due to a family emergency
Dealing with a flight delay or cancellation
Needing to buy personal items if your luggage is lost or stolen
Missing your cruise departure after a covered flight delay
You also can contact our travel protection partner Allianz Global Assistance’s 24/7, award-winning customer service for on-the-go assistance with issues like a medical emergency, replacing your lost passport, or making reservations around the world. To be eligible for a time-sensitive waiver of pre-existing medical condition exclusions, purchase your travel insurance plan within 14 days of initial trip deposit (other purchase requirements and conditions apply). Specific plan benefits may vary. Please review your plan details for more information.
What Can Travel Insurance Help Protect?
Allianz Travel Insurance plans can protect you before and during your trip—keeping you, your loved ones, and your travel budget safer. Benefits vary by plan, and these are brief descriptions. Please read your plan documents for details.
TRIP CANCELLATION
Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason, such as you, a family member, or traveling companion experiencing a covered illness or injury. Examples include:
A doctor says you or a traveling companion is too sick to fly
Your parent or child requires hospitalization
You need to attend the birth of a family member’s child
You have a traffic accident (not breakdown) on the way to the airport
A storm shuts down your airport for 24 hours or more
TRIP INTERRUPTION
Reimburses your unused, non-refundable travel expenses and increased transportation costs during your trip if you have to return home early due to a covered reason, for instance when a family member has a qualifying medical emergency and needs your care. Examples include:
You have a covered illness or injury and a doctor says you must return home
A family member has a qualifying injury and needs your care
A covered emergency, like a fire or flood, makes your home uninhabitable
TRAVEL DELAY
If you have a covered delay while traveling, travel insurance can reimburse you for meals, accommodations, and transportation expenses when your trip is delayed for a minimum number of consecutive hours for a covered reason. Minimum number of hours varies by plan.
EMERGENCY MEDICAL AND DENTAL CARE
Reimburses your expenses related to covered medical and dental emergencies* that might occur on your trip. This benefit can be especially helpful if you have a covered emergency outside the United States, as most health insurance policies won’t cover you outside the country. Examples include:
You slip and break your ankle while sightseeing
You get food poisoning while sampling the local cuisine
You lose a filling and need immediate dental treatment*
*A sublimit and maximum apply for this benefit. Check your plan documents for details.
EMERGENCY MEDICAL TRANSPORTATION
Arranges and pays for medically necessary transportation following a covered injury or illness to the nearest appropriate medical facility to receive care and get you home after treatment.
BAGGAGE LOSS, DAMAGE, or THEFT
Reimburses the replacement of your lost, damaged, or stolen luggage and personal items while traveling.
BAGGAGE DELAY
Reimburses essential items purchased during your trip if your baggage is delayed for a minimum number of hours (varies by plan).
CHANGE FEE
Reimburses fees if you need to change your flight itinerary due to a covered reason.
24-HOUR ASSISTANCE
Provides around-the-clock support during your trip. Allianz Global Assistance’s staff of multilingual problem solvers can help you with medical, legal, and travel-related emergencies whenever they happen. Medical assistance may include, but is not limited to:
Medical triage with referrals to local prescreened medical providers
Ongoing medical monitoring
Payment guarantee
Emergency medical transportation
Additional services for travel-related emergencies can help with:
When you purchase any Allianz Travel Insurance plan, you automatically get 15 days (or more, depending on your state of residence) to review your policy documents. Within that period, you can cancel your plan for a full refund if you’re not satisfied, as long as you haven’t filed a claim or departed on your trip.
Need Help Along the Way?
Contact Allianz Global Assistance’s award-winning team of travel experts. Call anytime for assistance navigating travel mishaps overseas or in the U.S.—or help with everything from reporting lost baggage to locating emergency medical treatment. They can also help you replace passports, refer you to legal assistance, secure cash from home in case of emergency, and guarantee payment when you need to be admitted to a hospital, in some instances.
Contact Allianz Global Assistance
Phone (24/7): 1-800-284-8300(within the U.S., Canada, Puerto Rico, and the U.S. Virgin Islands) 1-804-281-5700(outside of the U.S., call collect)
File or Track a Claim
It’s easy and convenient to file and track a claim, upload documents, and more online. Start your claim using your email address or policy number.
If you need to update your travel insurance plan, such as adjusting the dates of your plan to reflect itinerary changes, please contact us or manage your plan online so your plan reflects your entire itinerary and provides the right amount of protection for your travels.
Allianz Global Assistance is a world leader in travel insurance and assistance, helping millions of travelers across the globe every year. Allianz Global Assistance is owned by Allianz SE, the world’s largest diversified insurance company. For over 100 years, Allianz SE has helped protect important milestones in American history, insuring the Wright Brothers’ first flight and Golden Gate Bridge construction.
Terms, conditions, and exclusions apply including for pre-existing medical conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.
Questions?
Call us at 800.422.0711 (US & Canada)
Or +1-727-526-1571
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
