// Medical Ethics and Legal Medicine

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Sat 11:00am-3:00pm EST
Continuing Education, Inc.
University at Sea®
5700 4th St. N.
St Petersburg, 
Florida 
33703
Stress Free - Our Cruise Conferences provide a unique, relaxing learning environment.
Family Friendly - Our cruises are fun for the entire family. You will never run out of things to do!

Medical Ethics and Legal Medicine

7-Night Southern Caribbean Cruise Conference
Round-trip San Juan, Puerto Rico
April 14 - 21, 2019

This conference has already sailed, but that doesn't mean you have to miss the boat! Click here to see our complete schedule of upcoming programs.

Royal Caribbean's <em>Freedom of the Seas</em>
Royal Caribbean's Freedom of the Seas
14 AMA PRA Category 1 Credits™
14 ACPE Credits
14 CE Credits for Psychologists
14 ASWB ACE Credits
14.0 Contact Hours
CLE may be available

COURSE FEES

$895 for Physicians, Attorneys, Psychologists, Pharmacists, & Dentists
$695 for Physician Assistants
$695 for Nurse Practitioners
$495 for Nurses, Students & Others

TARGET AUDIENCE

Nurses, Nurse Practitioners, Physicians, Physician Assistants, Nurses, Nurse Practitioners, Pharmacists, Nurses, Nurse Practitioners, Psychologists, Social Workers,

PROGRAM PURPOSE

LEGAL MEDICINE & MEDICAL ETHICS
14 Hours CME (2 Hours Ethics)
CLE, Dental and Nursing Contact Hours
  1. ETHICS & BIOETHICS 1 Hour
    • Bioethics, Professionalism, and Communication
    • Fetal Interests, Abortion and Stem Cell Research
  2. REGULATION OF MEDICAL PRACTICE - Overview of Federal and State Laws 1 Hour
    • Licensing, Credentialing, Privileging and Impairment Issues
    • HIPAA, EMTALA, and Other Federal Mandates
    • Affordable Care Act and Accountable Care Organizations
    • Fraud and Abuse and Criminal Negligence
  3. ELECTRONIC HEALTH RECORDS (EHR) versus ELECTRONIC MEDICAL RECORDS (EMR) 1 Hour
    • Current State of Implementation of Health Information Technology (HIT)
    • Meaningful Use Stages I, 2 (2014) and 3 (2016)
    • Electronic Informed Consent
    • EHR Malpractice Liability
  4. END-OF-LIFE DECISIONS - Ethical and Legal Issues 1 Hour
    • The Dying Process
    • Classification of Euthanasia
    • Physician Aid in Dying and Hospice Care
    • Determination of Death
  5. FEDERAL AND STATE REGULATION OF PAIN MANAGEMENT 2 Hours
    • Controlled Substances Act Standard of Pain Treatment
    • REMS (Risk Evaluation and Mitigation Strategy) Program
    • Monitoring Programs and Disposal of controlled substances
    • Pain Management State Guidelines, Laws and Rules
    • Addiction, Death and Pain Malpractice
  6. MEDICAL AND FORENSIC EXPERT WITNESS AND TESTIMONY 1 Hour
    • Federal and State Rules of Evidence Governing Expert Witnesses
    • Deposition of Expert Witness
    • Direct and Cross Examination of Expert at Trial
    • Daubert Challenges of Experts
  7. OFFICIAL DISABILITY GUIDELINES AND AMA GUIDES IN WORKERS COMPENSATION AND NON-OCCUPATIONAL INJURIES 2 Hours
    • Evidence Based Medicine
    • Official Disability Guidelines
    • Rating Impairment under AMA Guides
    • Return to Work Guidelines
  8. PROFESSIONAL MEDICAL LIABILITY & NURSING MALPRACTICE 3 Hours
    • American Law and Judicial Process
    • Medical Negligence: Causes, Prevention and Defenses
    • Spoliation of Evidence in Medical Records
    • Capacity, Competency, Informed Consent and Informed Refusal
    • Liability of MCOs, ACOs, Hospitals, CRNAs, Nurses, PAs and Nurse Practitioners
    • Malpractice Case Presentations
  9. MEDICAL MALPRACTICE MOCK TRIAL 2 Hours
    • MOCK TRIAL: Never Event Medical Error

IMPORTANT INFORMATION

IMPORTANT NOTE: All conferees, their families, and guests must book their cruise within the CEI meeting group through Continuing Education, Inc./University at Sea® at 800-422-0711 or by registering online. This ensures our company can provide conference services and complimentary social amenities to all meeting participants and their guests. Thank you for your cooperation.
Conference Sessions generally take place on days at sea (as itinerary allows), giving you plenty of time to enjoy your meals, evenings and ports of call with your companion, family and friends.
BIAS FREE CME - No Commercial Support was provided for this CME activity.

Faculty

Michael L. Brooks, MD, JD, FCLM

Director of Neuroradiology, Mercy Diagnostic Imaging
Mercy Fitzgerald Hospital
Darby PA 

Dr. Brooks is a neuroradiologist practicing in Philadelphia. Dr. Brooks is a graduate of Hahnemann Medical College (now Drexel University College of Medicine) who completed a Diagnostic Radiology residency at Mercy Catholic Medical Center, in Darby, PA. Following residency, he completed a Neuroradiology fellowship at the Harvard Medical School/Brigham and Women's Hospital and worked as an Instructor at Harvard Medical School and Staff Neuroradiologist at Brigham and Women's Hospital before returning to Philadelphia in 1988. From 1988 to 1998, Dr Brooks was Associate Director of the Graduate Hospital Imaging Center and Neuroradiologist for The Graduate Hospital in Philadelphia. Since 1998 Dr. Brooks has been the Director of Neuroradiology for Mercy Medical Imaging,now Mercy Diagnostic Imaging, where he is involved on a daily basis teaching Radiology and Neurosurgery residents and medical students at Mercy Fitzgerald Hospital and Mercy Hospital of Philadelphia. In 2006, Dr. Brooks received his JD from the Temple University, Beasley School of Law and was admitted to the Bar in Pennsylvania in 2007. In 2007, Dr. Brooks was voted one of the "Top Doctors" in Radiology on the main line in Main Line Today magazine.

Dr. Brooks has been providing expert witness reviews for plaintiff and defense law firms and insurance companies in PA, NJ, and DE since 1995. He also regularly lectures to attorneys and insurance professionals on the topics of spine and brain imaging. Dr. Brooks has provided both substantive and ethics CLE lectures to attorneys in PA and lectured at the Temple University, Beasley School of Law on expert witness ethics and testimony and understanding and overcoming bias in testimony.

Accreditation

ANCC

Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 12 contact hours.

Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.

 

Nurse Practitioners: can claim either ANCC Contact Hours or AMA PRA Category 1 Credits™ as needed.
Pharmacology credits are identified on individual activities.

 Joint Accreditation

In support of improving patient care, Continuing Education, Inc./University at Sea® is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.

 

Accreditation Council for Continuing Medical Education

Credit Designation for Physicians: Continuing Education, Inc. designates this live activity for 14 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.

 

Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA).

US or Canadian Family Physicians: Please let us know if you require AAFP Prescribed Credits.

 

ANCC

Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 14 contact hours.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.

Nurse Practitioners: Can claim either ANCC Contact Hours or AMA PRA Category 1 CreditsTM as needed.  Pharmacology credits are identified on individual activities.

ROYAL COLLEGE MOC

 

Royal College of Physicians and Surgeons of Canada:
Through an agreement between the Accreditation Council for Continuing Medical Education and the Royal College of Physicians and Surgeons of Canada, medical practitioners participating in the Royal College MOC Program may record completion of accredited activities registered under the ACCME’s “CME in Support of MOC” program in Section 3 of the Royal College’s MOC Program.

Accreditation Council for Pharmacy Education

Credit Designation for Pharmacists: This knowledge-based activity is approved for 14 hours of pharmacy continuing education credit.

ANCC

Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 14 contact hours.

Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.

 

Nurse Practitioners: can claim either ANCC Contact Hours or AMA PRA Category 1 Credits™ as needed.
Pharmacology credits are identified on individual activities.

Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA).

US or Canadian Family Physicians: Please let us know if you require AAFP Prescribed Credits.

Nurse Practitioners: can claim either ANCC Contact Hours or AMA PRA Category 1 CreditsTM as needed.
Pharmacology credits are identified on individual activities.

Credit Designation for Psychologists: Continuing Education (CE) credits for psychologists are provided through the co-sponsorship of the American Psychological Association (APA) Office of Continuing Education in Psychology (CEP). The APA CEP Office maintains responsibly for the content of the programs.

 

 

 

Credit Designation for Social Workers:  As a Jointly Accredited Organization, Continuing Education, Inc is approved to offer social work continuing education by the Association of Social Work Boards (ASWB) Approved Continuing Education (ACE) program. Organizations, not individual courses, are approved under this program. State and provincial regulatory boards have the final authority to determine whether an individual course may be accepted for continuing education credit. Continuing Education, Inc. maintains responsibility for this course. Social workers completing this course receive 14 continuing education credits.

Does not apply to the following states/provinces: Arkansas, Colorado, Idaho, Kansas, Maine, Nebraska, New Jersey, New York, Tennessee, West Virginia, Ontario, Nunavut, Northwest Territories, Yukon Territories.

ITINERARY

DATE PORT OF CALL ARRIVE DEPART
Sun Apr 14 San Juan, Puerto Rico
- 8:30 pm
Mon Apr 15 *At Sea - Cruising
- -
Tue Apr 16 Willemstad, Curacao
7:00 am 8:00 pm
Wed Apr 17 Oranjestad, Aruba
7:00 am 11:00 pm
Thu Apr 18 Kralendijk (Bonaire), Antilles
8:00 am 6:00 pm
Fri Apr 19 *At Sea - Cruising
- -
Sat Apr 20 Philipsburg, St. Maarten
8:00 am 5:00 pm
Sun Apr 21 San Juan, Puerto Rico
6:00 am -
*Tentative course schedule, actual class times may differ.
Royal Caribbean Freedom of the Seas Map

PORTS OF CALL

San Juan, Puerto Rico - In days of yore, the waters near Puerto Rico teemed with pirate ships commanded by the likes of Sir Francis Drake. Aye, they are long gone, but in their wake they have left an island of national treasures: La Casa Blanca, built in 1501 for the island's first governor, Ponce de Leon; the cobblestone streets of Old San Juan; the tropical rain forests of El Yunque.

At Sea - Cruising - Cruising

Willemstad, Curacao - An isle of Dutch treats: gabled storybook houses, duty-free Delftware, the famous Curacao orange flavored liqueur

Oranjestad, Aruba - A Dutch jewel with a tropical touch. In Oranjestad, Aruba's capital, explore the colorful floating market and Nassaustraat, brimming with quaint shops. Head for the beach where water sports abound: snorkeling, rides on glass bottom boats and submarines. Or venture into the countryside to see the haunts of the huge green parakeet, the unique rock gardens of Casi Bari, the curious divi divi tree, forever bending in the tradewind breezes

Kralendijk (Bonaire), Antilles - Kralendijk is the sleepy capital of Bonaire, an island in the Dutch Antilles. Kralendijk is lined with delightfully pastel stucco houses, in pinks, oranges and lime greens. Famous for its diving - the island is surrounded by a Marine Park - Bonaire also offers such treats as flamingos, hiking and the only barefoot casino in the Caribbean.

Philipsburg, St. Maarten - An island under two flags. Sample the Dutch treats of Philipsburg: chocolate, cheese, delftware. On the French side linger over bouillabaisse, shop for Parisian perfumes.

Royal Caribbean's Freedom of the Seas

IMPORTANT NOTE: All conferees, their families, and guests must book their cruise within the CEI meeting group through Continuing Education, Inc./University at Sea® at 800-422-0711 or by registering online. This ensures our company can provide conference services and complimentary social amenities to all meeting participants and their guests. Thank you for your cooperation.

Prices below are for the full cruise including meals and evening entertainment

STATEROOM DETAILS
PRICING PER PERSON

Suite/Deluxe

Owner's Suite - 1 Bedroom, OS Owner's Suite - 1 Bedroom (OS)
Marble entry with door bell. Queen-size bed, bathroom with tub. Separate living area with a queen-size sofa bed. Stateroom: 622 sq. ft. Balcony:  160 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Grand Suite - 1 Bedroom, GS Grand Suite - 1 Bedroom (GS)
Marble entry. Room has two twin beds that convert to Royal King, private balcony, sitting area and private bathroom with tub. Stateroom: 432 sq. ft. Balcony: 89 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Junior Suite with Balcony, J4 Junior Suite with Balcony (J4)
Two twin beds that convert to Royal King, private balcony, sitting area (some with sofa bed) and private bathroom. Stateroom: 320 sq. ft. Balcony: 65 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Grand Suite - 2 Bedrooms, GT Suite/Deluxe Grand Suite - 2 Bedrooms (GT)
Two bedrooms with two twin beds that convert to Royal King (one room with third and fourth Pullman beds), a private balcony, two bathrooms and living area with double sofa bed. Stateroom: 616 sq. ft. Balcony: 208 sq. ft.
Call
800-422-0711
for Pricing
Junior Suite with Balcony, J3 Suite/Deluxe Junior Suite with Balcony (J3)
Two twin beds that convert to Royal King, private balcony, sitting area (some with sofa bed) and private bathroom. Stateroom: 320 sq. ft. Balcony: 65 sq. ft.
Call
800-422-0711
for Pricing
Royal Suite with Balcony, RS Suite/Deluxe Royal Suite with Balcony (RS)
Grand entrance with doorbell. Separate bedroom with king-size bed, and private bathroom with tub, private balcony with whirpool, living room with queen-size sofa bed and baby grand piano. Stateroom: 1633 sq. ft. and Balcony 257 sq. ft.
Call
800-422-0711
for Pricing
Oceanview Panoramic Suite (No Balcony), VP Suite/Deluxe Oceanview Panoramic Suite (No Balcony) (VP)
Two twin beds that convert to Royal King. Curtained section with bunk beds. Living area with double sofa bed, vanity and sitting area. One and a half baths with shower. Floor to ceiling wrap around panoramic windows, 76 inches high by 321 inches wide. Stateroom: 406 sq. ft.
Call
800-422-0711
for Pricing
Villa Suite - 4 Bedrooms, VS Suite/Deluxe Villa Suite - 4 Bedrooms (VS)
Two master bedrooms with baths. Two additional bedrooms, each with two Pullman beds and two twin beds that convert to Royal King. Two additional bathrooms with showers and a spacious living area with a sofa bed and dining table. Private balcony with dining area, lounge chairs and whirpool. 1,302 sq. ft. Balcony 845 sq. ft.
Call
800-422-0711
for Pricing

Balcony

Oceanview with Balcony, 1D Oceanview with Balcony (1D) Quad
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Oceanview Balcony with Balcony, 6D Oceanview Balcony with Balcony (6D)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 189 sq. ft. Balcony: 46 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Spacious Oceanview with Balcony, 1B Balcony Spacious Oceanview with Balcony (1B)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Call
800-422-0711
for Pricing
Spacious Oceanview with Balcony, 2B Balcony Spacious Oceanview with Balcony (2B)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Call
800-422-0711
for Pricing
Oceanview with Balcony, 2D Balcony Oceanview with Balcony (2D)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
Call
800-422-0711
for Pricing
Spacious Oceanview with Balcony, 3B Balcony Spacious Oceanview with Balcony (3B)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Call
800-422-0711
for Pricing
Spacious Oceanview with Balcony, 4B Balcony Spacious Oceanview with Balcony (4B)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Call
800-422-0711
for Pricing
Oceanview with Balcony, 5D Balcony Oceanview with Balcony (5D)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
Call
800-422-0711
for Pricing
Spacious Oceanview with Balcony, 6B Balcony Spacious Oceanview with Balcony (6B)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Call
800-422-0711
for Pricing

Outside

Oceanview Stateroom, 8N Oceanview Stateroom (8N)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 180 sq. ft.  
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Ultra Spacious Oceanview, 1K Outside Ultra Spacious Oceanview (1K)
Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Stateroom: 358 sq. ft.
Call
800-422-0711
for Pricing
Spacious Panoramic Oceanview - Accessible, 1L Outside Spacious Panoramic Oceanview - Accessible (1L)
Two twin beds that convert to Royal King. Double sofa bed. Vanity with sitting area. Private bathroom with shower. Floor to ceiling wrap around panoramic window, 76 inches high by 253 inches wide. Up to 4 guests. Stateroom: 283 sq. ft
Call
800-422-0711
for Pricing
Spacious Oceanview, 1M Outside Spacious Oceanview (1M)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 211 sq. ft.
Call
800-422-0711
for Pricing
Oceanview Stateroom, 1N Outside Oceanview Stateroom (1N)
Two twin beds that convert to Royal King and private bathroom. Up to 4 guests. Stateroom: 180 sq. ft.
Call
800-422-0711
for Pricing
Oceanview Stateroom, 2N Outside Oceanview Stateroom (2N)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 180 sq. ft.
Call
800-422-0711
for Pricing
Oceanview Stateroom, 3N Outside Oceanview Stateroom (3N)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 180 sq. ft.
Call
800-422-0711
for Pricing
Spacious Oceanview, 4M Outside Spacious Oceanview (4M)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 211 sq. ft.
Call
800-422-0711
for Pricing

Inside

Interior Stateroom, 4V Interior Stateroom (4V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 256 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Interior Stateroom, 6V Interior Stateroom (6V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 150 sq. ft. 
Please Call
800-422-0711
for Pricing

Agent will check for lower promo pricing at the time of booking
Spacious Promenade View Interior, 1Q Inside Spacious Promenade View Interior (1Q)
Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Stateroom: 340 sq. ft.
Call
800-422-0711
for Pricing
Spacious Interior, 1R Inside Spacious Interior (1R)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 338 sq. ft.
Call
800-422-0711
for Pricing
Promenade View Interior, 1T Inside Promenade View Interior (1T)
A view of the Royal Promenade with bowed windows, two twin beds that convert to Royal King and private bathroom. Stateroom: 169 sq. ft.
Call
800-422-0711
for Pricing
Interior Stateroom, 1V Inside Interior Stateroom (1V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 150 sq. ft.
Call
800-422-0711
for Pricing
Interior Stateroom, 2V Inside Interior Stateroom (2V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 150 sq. ft.
Call
800-422-0711
for Pricing
Interior Stateroom, 3V Inside Interior Stateroom (3V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 150 sq. ft.
Call
800-422-0711
for Pricing

Prices are Per Person, Double Occupancy, Subject to change.
3rd/4th in Stateroom - Call for Pricing

Port Charges, Taxes & Fees $238.13 per person.
Deposit $250.00 per person

Course Fee Cancellation Policy: 30+ days before sailing date - 75% Refund ; 7-29 days before sailing date - 50% Refund; Less than 7 days before sailing date - No Refund

Cruise Cancellation Policy: Cancellation policies vary by cruise line, destination and sailing date. Please check with one of our agents for policies applicable to this cruise.

* COMPETITIVE PRICING PROMISE: While we are not a 'cruise discounter,' we will match any price offered by the cruise line, directly to the general public, at the time of booking. This offers includes many short-term, promotional rates. All cruise line rates can be withdrawn by the cruise line at any time and are capacity controlled.
PRICING SUBJECT TO CHANGE: Although subject to change at any time, the listed prices are generally available up to about 90 days before sailing; at that time they convert to typically higher, market rates. Rates offered directly by the cruise line and quoted by our agents are also subject to change at any time, can be withdrawn at any time and are capacity controlled.
CANCELLATION PENALTY POLICY WILL APPLY: Cancellation policies vary by cruise line, itinerary and length of cruise. When reserving your stateroom, please review the policy applicable to this cruise with our staff. We strongly recommend Travel Insurance to cover the unexpected.
FUEL SUPPLEMENT: Cruiselines may implement a fuel surcharge depending on the price of crude oil.

Chubb Travel Protection Overview

Standard Plan Benefits Travel Basics Travel Essentials Travel Choice
Trip Cancellation 100% of Trip Costs
($100,000 maximum)
100% of Trip Costs
($100,000 maximum)
100% of Trip Costs
($100,000 maximum)
Trip Interruption 100% of Trip Costs
($100,000 maximum)
150% of Trip Costs
($150,000 maximum)
150% of Trip Costs
($150,000 maximum)
Trip Interruption - Return Air Only $500 $750 $1,000
Trip Delay $500 ($100 per day) $750 ($150 per day) $1,000 ($200 per day)
Missed Connection NA $250 $500
Baggage & Personal Effects $750 ($50 deductible) $1,000 $2,500
Baggage Delay $200 $300 $500
Accident & Sickness Medical Expense* $15,000 ($50 deductible) $25,000 $50,000
Emergency Evacuation & Repatriation of Remains $150,000 $500,000 $1,000,000
Accidental Death & Dismemberment NA $10,000 $50,000
Assistance Services Included Included Included
Additional Benefits (if purchased within 15 days of Initial Trip Payment; Day 1 is the date the Intial Trip Payment is made)
Pre-Existing Medical Condition Exclusion Waiver Included Included Included
Trip Cancellation/ Interruption due to Financial Default Included Included Included
Accident Sickness Medical Expense Excess Coverage Primary Coverage Primary Coverage
Baggage & Personal Effects Excess Coverage Excess Coverage Primary Coverage
Flight Accident $25,000 $50,000 NA
Missed Connection NA Additional $250 Included in base plan
Optional Benefits (if selected byt the Applicant and required premium is paid)
Medical Coverage Upgrade Included in base plan Included in base plan Additional $50,000
including Emergency Evacuation* Additional $150,000 Additional $500,000 Included in base plan
Car Rental Collision Coverage $35,000 ($250 Deductible) $35,000 ($250 Deductible) $35,000 ($250 Deductible)
Flight Accident Amount selected up to $500,000 Amount selected up to $500,000 NA
*Coverage, pricing and availability may vary by state
*Additional Benefits change not available for CA, CO, KS, MN, MO, MT, NH, NY, PA, TX or WA residents at this time.


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Questions? Call us at 800.422.0711
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.